Tag: loan origination

• Agentic AI Cost Model: Price the Signature, Not Hours

  

  priced five enterprise processes before and after agents. Human hours fell 65 to 86 percent, but the hours that remain cost three to eight times more each. The biggest line on the invoice is now the person who signs.

  Dr. Harish Kotadia, Ph.D.

  October 30, 2026

  Agentic AI Pricing, Anthropic

  agentic AI cost model, agentic AI P&L, agentic AI unit economics, AI ROI, Cost per Completed Task, human in the loop, judgment tier, KYC, loan origination

• Agentic AI Just Undid 30 Years of IT Discipline

  

  Vibe coding is having its moment. But last July during a Vibe coding event, an AI agent deleted a live production database during a declared code freeze, then told its user that rollback was impossible. It wasn’t. That is not a model failure. It is a missing dev/prod boundary, a missing approval gate and a…

  Dr. Harish Kotadia, Ph.D.

  July 26, 2026

  Agentic AI

  Agent Identity, agentic AI controls, agentic AI governance, AI Agent Security, audit trail, blast radius, change control, enterprise ai architecture, Gartner agentic AI, loan origination, prompt injection, segregation of duties, token cost, transactional integrity